Determining the type of horsebox insurance you require can be quite daunting. Fortunately, you will learn everything you need before signing the insurance policy agreement. You should note that it is a legal requirement to buy horsebox insurance.
Thus, it is necessary to choose the right one. This is because if the insurance policy you choose is invalid, your claims may not be honored. Thus, you need to check the policy documents to ensure you purchase the right policy that has all aspects of the cover you want.
Nowadays, there is a lot of information that can help. In addition, there are many insurance brokers out there providing this particular type of policy. Also, there are many comparison websites. When you purchase the insurance, ensure you are clear on what you need and the category of the driver. Remember that any breach of regulations can render your insurance invalid. The following are some tips to follow.
Do Not Cut Corners
The right deal is not always the cheapest. You should not try to cut corners since all policies are not the same. Ensure you get the best cover possible.
Do Not Invalidate Your Policy
Certain things can invalidate your horsebox insurance policy. For instance, ensure you are qualified to drive a horsebox or tow a trailer. Moreover, there are certain regulations as far as the combined weight of the trailer and weight of the vehicle are concerned. If you do not have an appropriate driving license or the vehicle is overweight, the insurance policy you have is invalid. You can easily check the requirements of the policy online.
It is advisable to honest with the insurance company. Tell them what you want and the circumstances you are in. Remember that you can invalidate your insurance policy if you provide false information. This does not mean the price is fixed. There is always a room for price negotiation. Being honest can give you peace of mind when making a claim.
Check Out the Extras
Certain policies include roadside assistance. You will need it if your horsebox breaks down. They can also provide you with emergency stabling and alternative transport. To get the best deal, you should check out what the policy offers.
You should be ready to prevent unnecessary breakdowns or accidents. This means that you should do routine checks on the vehicle before taking it to the road. For instance, winter can cause a lot of problems that you should know. Also, you should check the water and fuel lines for leaks, brakes, and batteries. Also, you should ensure the tire pressure is sufficient.
You should be mindful where you park the vehicle. This means that your yard should have adequate security for trailers and boxes. Ensure you have a locked gate that can deter thieves. When you are not near your home, park where there is adequate lighting and plenty of stewards.
Stick to Specialists
It is advisable to find a specialist insurance company rather than going to a general insurance policy provider. Such companies understand the problems you face. They can even flag up issues you have not considered.…